Riddle

So what do you do when your job doesn't pay very well (but you don't want to find another job because you love this one), you owe more money than you care to discuss on the computer that you had to buy back in September because your other one mysteriously broke, you're going on a vacation you thought you could afford but apparently can't, you're not too good at budgeting, and your rent has been raised to slightly more than astronomical levels?

...I wish there was a punchline for that.